제 목    aUvIaLhzvM 이 름    Valeria 날 짜    2018/06/28 조 회    1 I'm in my first year at university cara pakai tissue magic yg benar The IF also identified a wild card risk. It said it was “seriously concerned” future Governments could decide to increase interest rates or lower the repayment threshold. There is a clause in the student loan agreement that allows it to make changes to the repayment conditions, the IF found. Angus Hanton, co-founder of IF, said: “Policymakers are creating an indentured class of future graduates with little protection against further interest rate rises or a lowering of the repayment threshold.”