Á¦ ¸ñ    eDHtRNZJmt ÀÌ ¸§    Raymon ³¯ Â¥    2018/06/28 Á¶ ȸ    1 How many more years do you have to go? price chopper pharmacy taylor The 30-year fixed rate mortgage provides certainty over costs for homeowners. Thereâ?™s cost certainty in relation to interest rates, but also when you compare the 30-year mortgage to other mortgages, which require consistent refinancing. Prime mortgages with a fixed rate have a lower overall foreclosure rate than adjustable-rate mortgages.